It always feels good when you have worked extremely hard for several years, living frugally and saving every penny on all fronts, to finally wrap up paying a lot of money every month to a bank. And if you are doing all this because you actually borrowed money from that bank, people will even consider you normal. EMI is the story of 4 people who are of the opposite view - that paying the monthly installments after borrowing from a bank is optional. A true democracy, of course, respects such diversity of opinion and offers many platforms for intelligent debate, but the bank they've borrowed from....